American Truckers Covered
American Truckers Covered is a marketing brand operated by Innovative Accelerator LLC.
We are not an insurance company and not a licensed insurance agency, and we do not sell,
solicit, or issue insurance policies. We connect consumers with independent licensed insurance agents,
who provide all quotes, advice, and coverage; the current list of licensed agent partners appears in our
Privacy Policy. We are not affiliated with any government agency. Products, riders, and availability vary
by state, carrier, age, and health class. Indexed universal life insurance cash value grows tax-advantaged;
index crediting is subject to caps and participation rates, and a 0% floor means your credited value does
not decrease due to market index losses (policy charges still apply). Accessing cash value through policy
loans and withdrawals reduces the death benefit and may have tax consequences if the policy lapses.
Living-benefit riders pay on qualifying events (such as heart attack, stroke, or cancer) as defined by the
policy. This is not an offer of coverage; all applications subject to underwriting. Some communications
may be assisted by AI.
© 2026 Innovative Accelerator LLC d/b/a American Truckers Covered. All rights reserved.